Sadly, once again its the consumer with no control that gets screwed without kisses…

Equifax May Be Happy to Spend $1 Per Customer for Their Trouble

Image: Equifax May Be Happy to Spend $1 Per Customer for Their Trouble
(Mike Stewart/AP)

Wednesday, 20 Sep 2017 12:28 PM

Equifax Inc. could get away with paying a mere $1 per person after failing to protect almost half of America’s credit data.

While the 118-year-old credit-reporting firm has been hit with more than 100 consumer lawsuits over its massive security breach, legal experts say there’s room for a deal because neither side has a slam-dunk case.

A global settlement of about $200 million is plausible, said Nathan Taylor, a cybersecurity lawyer with Morrison Foerster LLP in Washington. That’s a projection based on the $115 million Anthem Inc. agreed to pay in June — setting a U.S. record — to resolve claims that it didn’t protect a smaller number of people from a 2015 criminal hack that stole similarly sensitive information, Taylor said.

With lawyers collecting as much as a third of any payout, the company may end up spending an average of less than $1 per person for credit monitoring and out-of-pocket expenses for 143 million Equifax consumers whose data was compromised.

That’s a good deal for the embattled credit reporting company as its exposure theoretically could amount to $143 billion under a federal law that carries damages of as much as $1,000 per violation, plus punitive damages.Equifax faces additional uncertainty around suits and investigations by state attorneys general and the Federal Trade Commission, as well as claims by financial institutions. On top of that, the Justice Department is said to have opened a criminal probe into whether top officials at the company violated insider trading laws when they sold stock before Equifax disclosed that it had been hacked.

Amid all the negative publicity, the company may relish a chance to put at least one legal headache behind it sooner rather than later. As of Tuesday, shares had fallen 30 percent since the hack was disclosed Sept. 7, and company officials now face calls to testify before Congress.

‘Little Secret’

Read the entire article here:

Unfortunately, police departments have been doing the very same thing for decades.


Former Agent: Secret Service Lowered Standards In Pursuit Of Diversity


The lowering of standards has been ongoing since at least “the early 2000s,” according to the book, and continue to this day.

“Sadly, and for many years, the Secret Service has been sacrificing mission-readiness at the altar of political correctness,” Bongino writes in “Protecting The President: An Inside Account of the Troubled Secret Service in an Era of Evolving Threats,” out Tuesday.

Bongino worked for the Secret Service from 1999 to 2011. He has since run for the U.S. Senate, and twice for the U.S. House.

“The Secret Service’s attachment to quota-based hiring was so intense that they hired applicants for the special agent and Uniformed Division officer positions that could barely meet basic physical fitness standards upon their commission as agents or officers,” the book contends.

Bongino’s insider account cites recent security breaches at the White House as the fault of the agency’s hiring practices and foresees the makings of a disaster.

“If you are a Secret Service special agent or an officer, and you are on duty when a catastrophic assault occurs on the White House grounds, or when an attack on the president occurs, and you’re the one closest to the president when he trip and fall in the evacuation and you can’t muster the physical strength to life him and carry him to safety, then it’s not your fault,” Bongino writes. “This is the Secret Service’s fault for hiring someone so completely incapable of carrying out its most basic mission requirements.”

Bongino writes, “As a Secret Service recruiter, a background investigator, and agent, and an instructor for the Secret Service training academy, I saw the hiring process from inception to swearing-in.”

The book goes on to give examples of standards being shunned when it was politically correct to do so.

“Halfway through my tenure as am instructor in the training academy,” Bongino continues, “I was told by an upper-level manager assigned to the academy that one student, who was having extreme difficulty meeting performance standards on any of the physical or tactical exercises, was to be ‘left alone’ because the trainee ‘knew the system.’ This manager was referring to the Equal Employment Opportunity complain system.”

Sensing this would be a sensitive topic, Bongino addresses his apprehension of discussing the subject in the book. He writes he hesitated to include this information in his book “because whenever someone mentions the term ‘diversity’ and discusses the real-world implications of applying such a loosely defined term to a specific job description, he or she runs the severe risk of character assassination by extreme partisan actors who don’t care a bit about the real-world ramifications of their ideological crusades.”

Bongino says he is not alone in his observations.

He writes, “if rank-and-file agents were given the opportunity to speak about the impact of the Secret Series of this obsession with racial and gender quotas without fear of retribution, many of them would tell a troubling tale. I know this because I lived it, and I spoke with agents during my career from different races and genders who felt that this problem was destructive to agency morale.”

The book isn’t just about creeping political correctness he sees as plaguing the agency, it’s a detailed explanation of how agents protect their assignments from all manner of threats.

It also includes an exploration of Hillary Clinton’s treatment of agents in her protection detail on the day she collapsed during the 2016 campaign and was rushed to her daughter’s apartment rather than a hospital as well as a warning about spreading the agency too thin, leading to mass attrition and low morale.

The Secret Service strongly disputes Bongino’s description of their hiring practices.

“Mr. Bongino earned his right to his opinions about the Secret Service, however his opinions are not supported by the facts,” the Secret Service told The Daily Caller in a statement. “The Secret Service is engaged in a robust hiring campaign to recruit the best qualified workforce and fully supports diversity within our organization.”

“Secret Service recruits are subjected to rigorous physical fitness standards which must be met prior to their commissioning. Employees are also tested on their physical fitness on a quarterly basis throughout their careers.

“Mr. Bongino’s opinion brings discredit upon the men and women he claims to fully support.”

Reached for comment, Bongino told The Daily Caller, “Brings discredit? I was there, I saw what happened and I left names and embarrassing details out to avoid additional embarrassment to the managers involved. I suggest they seriously rethink their PR strategy here and focus on fixing the problem both I, and others, have highlighted. The Secret Service belongs to the tax payers, not the managers.”

This re defines the term “Doofus Libtard”.. Ridiculous.

Shopper Demands Hobby Lobby’s ‘Offensive’ Decoration Be Removed

Daniell Rider saw a decoration in a Hobby Lobby store which she felt was so offensive it needed to be shared publicly on Facebook.

Rider demanded that the store remove glass vases full of plastic replicas of raw cotton. She noted that African-American slaves harvested cotton, which lead to her making a negative connotation.“This decor is WRONG on SO many levels. There is nothing decorative about raw cotton… A commodity which was gained at the expense of African-American slaves.”

“A little sensitivity goes a long way. PLEASE REMOVE THIS ‘decor,” she added.

This Twitter user has the exact opposite advice after seeing Rider’s post on the display, encouraging everyone to buy the decor.

The 14,000 shares and counting have garnered some negative attention, including the 162,000 comments.

One Facebook commenter took notice of Rider use of the word “raw,” arguing “Please tell me, what are the clothes that you’re currently wearing made out of??”

“It’s ok to reap the benefits of a commodity, as long as you don’t have to see it in its raw form?? Seriously, get a grip.”

Not all disagreed with Rider’s perspective.

One Twitter user has said she is going to purchase raw cotton, but that it’s “different” when a white person does the same.


Dumbass alert

Minnesota college security guard who said he was shot by ‘suspicious person’ actually shot himself, cops say

A Minnesota college security guard who said he was shot by a suspicious person on campus Tuesday night was arrested Wednesday after reportedly admitting to police he shot himself.

Brent Patrick Ahlers, 25, a security officer at St. Catherine University in St. Paul has been charged with “filing a false police report, a misdemeanor,” The Star Tribune reported.

Ahlers told police he was shot in the shoulder by a suspicious person at a wooded area near the college. St. Paul Police placed the college on lockdown as officers investigated the area and looked for the gunman while Ahlers was treated for noncritical injuries.

Police said Ahlers admitted during questioning to bringing his personal handgun to work with him on Tuesday. Security guards at the university are normally unarmed.

Ahlers admitted he shot himself and said he made up the suspicious person excuse because he was afraid of being terminated from his job. Ahlers has been placed on a paid leave of absence Wednesday, a statement from the university said.

“While we are distressed and saddened that this incident occurred, we are relieved that no other members of the community were injured,” St. Catherine University President Becky Roloff said.

More foot dragging and kicking the can.. If the investigation is complete, why delay a charging decision?

H/T Blue lives matter


Investigation Complete: Prosecutors To Make Charging Decision In Justine Damond Shooting

Hennepin County Attorney Mike Freeman is under fire from a police union for comments he made about the police.

Hennepin County Attorney Mike Freeman is under fire from a police union for comments he made about the police.

County Attorney Angers Police Union With Public Comments

Minneapolis, Minnesota – The case involving the police officer who shot and killed Australian woman Justine Damond in July has been handed over to prosecutors for possible charges, according to the prosecutors. The decision to charge the officer will be made by the prosecutor instead of a grand jury.

Officer Mohamed Noor shot Damond on July 15 after she called 911 to report a possible sexual assault in the alley behind her home, the Chicago Tribune reported.

Hennepin County Attorney Mike Freeman said in a statement Tuesday his office has received the case and “several senior prosecutors will now carefully review the case file to determine what, if any, charges might be brought.” Freeman has said he expects his decision to be made by the end of the year, the newspaper reported.

The Chicago Tribune made note of Freeman’s decision to bypass a grand jury.

“Protesters have long decried the use of grand juries in police shootings because they rarely result in officers being charged,” the Chicago Tribune claimed.

Freeman said that by making the decision to prosecute himself there would be more accountability and transparency, the newspaper reported.

Charges against Officer Noor seem extremely likely. Freeman is being presented with a homicide with no justification offered by Officer Noor, as he chooses to remain silent. It seems that Freeman will have little choice but to charge Officer Noor and we won’t hear the officer’s account of events until it’s offered by his defense at trial.

Freeman didn’t file charges against two officers involved in a November 2015 shooting of Jamar Clark. Police said Clark was trying to grab an officer’s gun when he was shot.

Damond’s shooting made national headlines.

According to the state Bureau of Criminal Apprehension, Officer Matthew Harrity, Officer Noor’s partner, said that the officers were startled by a loud sound and immediately afterwards Justine Damond approached the driver’s door. Officer Noor then shot Damond through the open driver’s window.

A police union took issue to Freeman’s response to a question at a community forum when a citizen asked him why Officer Noor wasn’t sitting in jail as a civilian would be after a deadly shooting. According to the Minneapolis Star-Tribune, Freeman said he couldn’t answer the question because he hadn’t thought about it that way.

Freeman knows, or should know, that the statement that a non-officer would be in jail is not true, because that’s not how the courts work. Even if a non-officer was arrested on scene, they would have been released if they weren’t charged.

Bob Kroll, president of the Police Officers Federation of Minneapolis, said in a column that ran in the Star-Tribune that Freeman’s response was concerning.

“For Freeman to say he cannot answer this question because he has not thought about it that way is concerning, because it shows he is not familiar with the fair treatment of either police or civilians,” Kroll wrote.

“The reality is that when any investigation goes on past the first 36 to 48 hours, people are not held in jail until a charging decision is made. After that decision, all citizens are entitled to bail or release on conditions.”

Kroll was also upset that Freeman told people at the meeting that the jury was wrong when it acquitted Officer Jeronimo Yanez in the shooting of Philando Castile.

“That jury was wrong,” Freeman said while also saying Officer Yanez was a good cop who panicked, according to the newspaper.

Kroll said those comments were “simply out of place and requires an open and public apology. The law enforcement community must stand up and confront this sentiment, because it shows that Freeman has prejudged Noor’s case based on his myopic and uninformed opinion of the Yanez case. Was Freeman ever in that courtroom? Did he hear any of that evidence?”

Hump day humor. This is funny…

Cop’s Joke In Hot Tub Turns Into Drug Raid

Marin County Sheriff's Office raided a drug house after a drug dealer outed himself in a hot tub.

Marin County Sheriff’s Office raided a drug house after a drug dealer outed himself in a hot tub.

‘Crack Lab’ Joke Leads To Drug Bust

Mission Valley, CA – What started out as a police officer making a joke in a motel hot tub turned into a drug raid after somebody took him a little too seriously.

The incident began on March 26 at the Courtyard by Marriott when the suspect Andrew James Harris started a ‘friendly conversation’ with three off-duty Marin County Deputies in a motel hot tub, according to

He asked them why they were there, and one of them said, as a joke, that their crack lab had blown up. The man apparently didn’t know that crack labs don’t blow up, but sensing kindred spirits, he told the three that he was in the drug business, too.

The three deputies were back in the motel hot tub, along with six more officers who were also there for the same training the next night.  Harris approached the group and said that he had something he thought they might be interested in.

He left and came back with an ‘eight-ball’ in a hat.  The female deputy told Harris that she was interested but didn’t have anywhere to put the dope because she was in a bikini but offered to talk later.  The deputies later told their instructor about the incidents, and he decided to continue and see how it played out.

The next day, the three deputies met Harris for a deal at a Starbucks parking lot, and introduced him to their instructor, who was acting as if he were a hippie from nearby Ocean Beach looking to score some LSD.  The transaction was completed, and Harris was paid $600 for four grams of cocaine and 50 tabs of LSD.

The deputies completed their training and went back to Marin County.  A second buy at the same location between the same narcotics detective/instructor and Harris resulted in $360 being exchanged for 3.5 grams of cocaine and 20 tabs of LSD.

The third buy was the charm for Harris, who was arrested when he tried to sell the detective 30 grams of cocaine and 100 tabs of LSD for $2,000.  Besides what he had brought for the sale, Harris also had in his possession $4,100 in cash believed to be earned by selling drugs.

After that deal, officers obtained a search warrant, which was signed by a San Diego Superior Court judge.

A search of Harris’ home led to the seizure of 180 grams of cocaine, 30 grams of Ecstasy, 90 tabs of LSD, 3 grams of psychedelic mushrooms, and several bottles and vials of what are believed to be anabolic steroids, a digital scale, $2,600 in cash, hundreds of tiny plastic baggies printed with designs, and a Savage Model 10 6.5-millimeter bolt-action rifle with ammunition were also seized.

Harris was initially charged on the state level, but those charges were dropped so federal charges could be obtained instead.  He has pleaded not guilty to drug trafficking charges, and is out on $30,000 bond.

The female undercover Marin County detective said that she had never seen anything so  ‘bizarre.’  She said “I work undercover on a regular basis and have never encountered anything like this.”

I wish more businesses had the fortitude to stand up for their beliefs..

A Dairy Queen Owner Posted This ‘Politically Incorrect’ Sign. It’s Creating A LOT Of Buzz.

“This restaurant is politically incorrect.”

Screenshot: CBS 58

Wisconsin Dairy Queen owner Kevin Scheunemann generated a lot of buzz — and a lot of business — when a “politically incorrect” sign he posted on his store door offended an out-of-towner who took to social media to complain.

“This restaurant is politically incorrect,” warns the sign Scheunemann posted some four years ago. The poster warns that they “have been known to say” things like “Merry Christmas,” “Happy Easter,” and “God Bless America,” and give away free ice cream sundaes to veterans on Veterans Day. The bottom of the sign, in large letters, reads: “In God We Trust.”

The owner first posted the sign after a customer complained about the Christian music he heard being played in the Kewaskum Dairy Queen. Instead of ridding the store of the music, Scheunemann felt it was necessary to post a warning to potential customers about their values, which revolve around “God and country.”

“I felt the sign was appropriate to hang in terms of being transparent about the views of the owner and staff supporting God and country,”

Read the entire story here:

Do any politicians give a rats ass what the citizens want? I think not.

Exclusive: Paul Ryan Reportedly Says No Chance for Border Wall at Private Dinner

House Speaker Paul Ryan, at a private dinner earlier this year, said he thought only “one member” wanted to build a wall across the entire U.S.-Mexico border, Breitbart News has learned from multiple sources with direct knowledge of the comments, including former Rep. Tom Tancredo (R-CO).

The dinner, sources said, took place on the eve of the House’s passage of two relatively minor immigration bills at the end of June: Kate’s Law and sanctuary city reforms. The far wider reaching Davis-Oliver Act was tabled at the same time.

“Ryan told a group of Republicans he met with … that only one person wants a wall,” Tancredo told Breitbart News shortly after the dinner.

Tancredo took issue with the Speaker’s characterization of support for the wall within the House GOP. “Of course he means only one person in his entourage and of the leadership,” he told Breitbart News. “I know several people in Congress who want a wall and I know that there are millions of Americans who want a wall.”

Read the entire story here:

The prosecutor is sure taking his time..GEE, I wonder why? If the roles were reversed, someone would certainly be in jail if not already convicted.

Minnesota prosecutors to consider charges in case of Australian woman killed by police officer

Prosecutors are now deciding whether to pursue charges against a Minneapolis police officer who shot an Australian woman to death in July, officials said Tuesday.

Hennepin County Attorney Mike Freeman said his office had received the results of the investigation into Justine Damond’s July 15 death and “several senior prosecutors will now carefully review the case file to determine what, if any, charges might be brought.”

Two weeks ago, Freeman said he expected to make a decision about the case by the end of the year, FOX9 reported.

Freeman said his office was using the same protocol it followed for the last three officer-involved shootings, upon a completed investigation by the Minnesota Bureau of Criminal Apprehension.

Officer Mohamed Noor fatally shot Damond, a 40-year-old life coach who was engaged to be married, after she called 911 to report a possible sexual assault in the alley behind her home.

Noor’s partner, Officer Matthew Harrity, told investigators he was startled by a loud noise right before Damond approached the driver’s side window of their police SUV.

Harrity, who was driving, said Noor then fired his weapon from the passenger seat, hitting Damond.


During a meeting with Minneapolis residents Sunday, Freeman said the shooting of Damond “didn’t have to happen. It shouldn’t have happened,” the Star Tribune reported.

Freeman also told residents at the meeting his job was to determine whether Noor did something criminal, and whether there was enough admissible evidence to support a charge.

Noor was put on an accelerated police cadet program that required only seven months of training, a nontraditional route that aims to help those who have a college degree enter law enforcement. Some believe that program could leave officers ill prepared to handle real-world police scenarios.

In another high-profile police shooting, Freeman decided no charges would be filed against two officers involved in the November 2015 death of Jamar Clark — a decision that led to several protests in Minneapolis.

In that case, Freeman broke precedent with the standard practice of having a grand jury decide whether officers would be charged in police shootings and made the decision himself. Freeman said he would follow that same practice in the Damond case.

The Associated Press contributed to this report. 

The world of incompetence.

Sadly, some 143 million Americans will lose some sleep over the likelihood their credit information was hacked by an intruder of Equifax.  Even more disturbing, many bankers have no frigging clue what the scandal is or how to fix it.  I spoke to one of my bankers today and they were dumbfounded as to the event or how to address it.  Sorry folks, but when you have no control over your credit score, management of personal information, or methods to control your personal information, you’re screwed.  Adding insult to injury, top management at Equifax sold millions of their stock before the released the “breach”.  Sorry, someone needs to go to jail…


Equifax — The Inherent Liability of Data Aggregation

The company was breached, exposing 143 million Americans, and they waited over a month to tell us.

Business Review Board · Sep. 12, 2017

How safe is your personal information? Not very, based on last week’s news that Equifax, one of the three credit-reporting giants, had suffered a data breach impacting about 143 million Americans.

But it gets worse.

“The company said in a statement the unauthorized entry occurred mid-May through July 2017, as criminals “exploited U.S. website application vulnerability” to access files ranging from social security numbers, birth dates, addresses and driver’s license numbers,“ Fox Business reports. “Hackers also accessed the credit card numbers of about 209,000 consumers in the U.S. and other documents with personal identifying information for about 182,000 people in the U.S. Equifax said it discovered the breach on July 29, 2017 but did not publically disclose the information until Sept. 7, 2017.”

That’s right — the company waited more than a month to disclose the bad news. That was plenty of time for executives to sell off $2 million in company stock.

Consumers can find out if their data was compromised at a Equifax’s dedicated website. But beware the fine print. Consumers accepting the “free” credit monitoring and identity theft protection service Equifax offers as compensation initially had to agree not to be part of any class action lawsuit against the company.

Thus the lesson is the inherent danger and liability personal data aggregators create for the consumers in their databases.